At Scout Land Group, we offer owner financing to help make land ownership possible. We can work with as little as 10% down, with loan terms up to 10 years. Your monthly payments are determined by two key factors: your down payment amount and the length of your loan term. Interest rates typically range from 10-14%, depending on these factors - the larger your down payment or the shorter your term, the lower your rate will be.
The process is straightforward: we do request a credit check when you submit an offer, though approval isn't solely based on credit. Once we agree on terms, we work with a title company (either yours or ours) to handle the closing. Everything is done professionally and securely, with no hidden fees and no penalties for early payoff. Interest is amortized, and you're welcome to pay off your land at any time. From the initial paperwork to the final closing, our team is here to guide you through each step of becoming a land owner.
We follow a simple step-by-step process: First, we discuss and agree on price and lending terms. After running a credit check, we execute a purchase contract. Earnest money is then sent to the title company, and we proceed to closing, which can be done at the title company or with a mobile notary for your convenience.
We offer flexible financing starting at 10% down, with loan terms up to 10 years. The amount you put down and your loan term length affect both your interest rate and monthly payments - the larger your down payment or shorter your term, the lower your payments will be.
Interest rates typically range from 10-14%, depending on your down payment amount and loan term. Rates are amortized and clearly outlined in your loan documents.
Yes, we do request a credit check during the offer process. However, your credit score is not the sole determining factor for approval - we look at the complete picture.
All payments are managed through TerraNotes.com. Within 7-14 days after closing, you'll receive an activation link to set up your account. Through this platform, you can view your loan status, set up automatic payments, and make extra payments as needed.
No! There's never a penalty for pre-payment, balloon payments, or paying off your loan early. You have full flexibility to manage your payments according to your financial situation.
We work with reputable title companies to handle all transactions professionally. You can choose either our title company or yours. Our Transaction Coordinator will send you a welcome email and coordinate with the title company. Closing can be done at the title company's office or with a mobile notary for convenience.
Within two weeks of closing, you'll receive your TerraNotes.com activation link. Once you set up your account, you can manage all aspects of your loan online. Our team remains available to answer any questions or provide support throughout your journey.
During the process, you'll need to sign a purchase contract and any relevant addendums. All paperwork is clearly explained and processed through our title company to ensure a secure transaction.
Yes, we do request a credit check during the offer process. However, your credit score is not the sole determining factor for approval - we look at the complete picture.
We're a veteran and family-owned real estate company dedicated to making land ownership accessible through below-market value prices and easy buying processes. Our team includes experienced professionals committed to guiding you through every step of your land ownership journey.
Our commitment doesn't end at closing. The Scout Land Group team remains available to answer questions and provide support throughout your ownership journey. We're here to help make land ownership simple and stress-free.
Contact our team to discuss your interest in any of our properties. We'll walk you through available lots, financing options, and next steps based on your specific needs and goals.
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